Money 70: The best mutual funds you can buy
These funds are built to last, no matter what the market brings. Use them to create a steel-plated portfolio that will get you to your goals.
- if (location.pathname.match(‘/magazines/moneymag/bestfunds/2008/’)) { document.write(‘The Money 70’); } else { document.write(‘The Money 70‘); } The Money 70
- if (location.pathname.match(‘/2008/01/03/pf/funds/money70_2008.moneymag/’)) { document.write(‘Funds for the long run’); } else { document.write(‘Funds for the long run‘); } Funds for the long run
- if (location.pathname.match(‘/2007/12/26/pf/funds/strategies_lewis.moneymag/’)) { document.write(‘Twentysomething: Start out strong’); } else { document.write(‘Twentysomething: Start out strong‘); } Twentysomething: Start out strong
- if (location.pathname.match(‘/2007/12/26/pf/funds/strategies_haskins.moneymag/’)) { document.write(‘A thirtysomething\’s search for financial security’); } else { document.write(‘A thirtysomething\’s search for financial security‘); } A thirtysomething’s search for financial security
- if (location.pathname.match(‘/2007/12/26/pf/funds/strategies_morrow.moneymag/’)) { document.write(‘Mid-career: Reduce retirement plan risk’); } else { document.write(‘Mid-career: Reduce retirement plan risk‘); } Mid-career: Reduce retirement plan risk
- if (location.pathname.match(‘/2007/12/26/pf/funds/strategies_paine.moneymag/’)) { document.write(‘The home stretch to retirement’); } else { document.write(‘The home stretch to retirement‘); } The home stretch to retirement
- if (location.pathname.match(‘/2007/12/26/pf/funds/strategies_marlowe.moneymag/’)) { document.write(‘Retired – and ready to play it safe’); } else { document.write(‘Retired – and ready to play it safe‘); } Retired – and ready to play it safe
Money Magazine’s list of recommended funds is not about aiming for the highest short-term returns. Our lineup is designed to let you build a well-balanced portfolio that will help you reach your most important financial goals, like putting your kids through college, starting a business or achieving a comfortable retirement.
We focus on criteria that have real predictive value: low expenses, a strong record for putting share-holder interests first, a consistent investment strategy and experienced managers.
A fund that meets our standards typically ends up delivering above-average returns – over the past five years, 73 percent of the actively managed funds on our roster outperformed their category average. Even in 2007’s difficult market, 57 percent delivered returns that rank in the top half of their category.
The Money 70 is designed to help you construct all aspects of your portfolio. It includes a range of actively managed stock and bond funds, as well as low-cost index and exchange-traded funds. Or you can put your investments on cruise control with one of our target-date retirement portfolios, which give you a preset mix of funds that automatically becomes more conservative as you near retirement.
See more on how we picked the funds and what changes we’ve made since last year.
|
| Ticker | Fund name | 1-yr return |
3-yr return |
5-yr return |
Exp. ratio |
Min. inv. |
Style |
|---|---|---|---|---|---|---|---|
 |
|||||||
| LARGE-CAP | |||||||
| FSMKX | Fidelity Spartan 500 Index Investor | -6.8% | 7.5% | 9.7% | 0.1% | $10,000 | Blend |
| FSTMX | Fidelity Spartan Total Market Index Inv | -6.3% | 8.3% | 10.8% | 0.1% | $10,000 | Blend |
| VFINX | Vanguard 500 Index | -6.8% | 7.4% | 9.6% | 0.1% | $3,000 | Blend |
| VTSMX | Vanguard Total Stock Mkt Idx | -6.3% | 8.2% | 10.7% | 0.1% | $3,000 | Blend |
|
|||||||
| MIDCAP | |||||||
| VIMSX | Vanguard Mid Capitalization Index | -6.5% | 10.6% | 14.9% | 0.2% | $3,000 | Blend |
|
|||||||
| SMALL-CAP | |||||||
| NAESX | Vanguard Small Cap Index | -8.2% | 9.1% | 14.1% | 0.2% | $3,000 | Blend |
|
|||||||
| SPECIALTY | |||||||
| VGSIX | Vanguard REIT Index | -12.4% | 10.5% | 16.9% | 0.2% | $3,000 | Real estate |
|
|||||||
| FOREIGN | |||||||
| FSIIX | Fidelity Spartan International Index Inv | -2.3% | 16.9% | 19.1% | 0.1% | $10,000 | Blend |
| VEIEX | Vanguard Emerging Mkts Stock Idx | 21.3% | 31.9% | 33.6% | 0.4% | $3,000 | Emerging markets |
| VGTSX | Vanguard Total Intl Stock Index | 1.6% | 19.1% | 21.2% | 0.0% | $3,000 | Blend |
|
|||||||
| BOND | |||||||
| VBISX | Vanguard Short-Term Bond Index | 7.1% | 4.5% | 3.2% | 0.2% | $3,000 | Bonds |
| VBMFX | Vanguard Total Bond Market Index | 6.4% | 4.1% | 3.7% | 0.2% | $3,000 | Bonds |
| Data as of: May 30, 2008 | |||||||
Baci's Life Blog 